Don't change the money amounts of the subsidies. Let the subsidies go to the individual taxpayer as refundable credits that can only be used for healthcare.
The refundable credits can be used to buy healthcare products now offered, but optional as opposed to mandatory. Any unused credits can be deposited in health care savings accounts. These amounts can build over time so that they can make catastrophic health insurance policies affordable as one gets older and more likely to need them.
I could support something like this, but what I have read doesn't sound anything like this. Instead, it looks like they want to go on the cheap, and this will not win.
If you want to win, you will have to bite the bullet and do what you don't want to do. The Freedom Caucus is trying to go cheap, and this will undoubtedly fail in the long run at least, or even in the short run. If the GOP submits another cheapskate idea like this, it will be as much a debacle as the last one. But the damage will be greater. Every failure increases the likelihood that the Dems will gain power in the next election.
If the Dems win, they will try to go with universal single payer healthcare. You can bet on it.
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